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Agentic Commerce Protocol (ACP)

The Agentic Commerce Protocol (ACP) is an open standard from OpenAI and Stripe for secure, delegated checkout by AI agents inside chat surfaces like ChatGPT.
Updated September 6, 2026
GEO

Definition

The Agentic Commerce Protocol (ACP) is an open standard, introduced by OpenAI and Stripe, that defines how AI agents and merchants exchange the information needed to complete a purchase inside a conversational surface. It powers experiences like in-ChatGPT checkout, where a user can buy from a merchant without leaving the chat, while payment and order details flow through a standardized, secure interface.

ACP is one of several protocols forming the plumbing of agentic commerce. It sits alongside the Model Context Protocol (MCP), which gives agents secure access to business data and tools, and broader efforts such as Google's Universal Commerce Protocol and the Agent Payments Protocol (AP2) for verifiable, user-authorized settlement. Together these standards aim to let agents discover products, build a cart, and complete a delegated checkout with explicit user consent.

The protocol matters because it turns AI shopping from recommendation into transaction. Rather than sending a user to a merchant's site, a compliant agent can pass structured order and payment data to the merchant and confirm the purchase in-context. For merchants, supporting ACP means exposing machine-readable product and checkout data and integrating with the payment flow.

For GEO and ecommerce teams, ACP is the transactional endpoint of an agent experience optimization strategy: being cited and recommended is necessary, but protocol support is what lets an agent actually buy from you. As adoption grows, protocol compatibility and clean structured data become competitive requirements rather than experiments. Our ChatGPT shopping usage data shows how quickly in-chat checkout is scaling.

Examples of Agentic Commerce Protocol (ACP)

  • A shopper completes a purchase from a merchant directly inside ChatGPT, with order and payment data passed through ACP rather than a redirect to the store.
  • A retailer integrates ACP and Stripe so AI agents can finalize checkout in-conversation while the merchant retains the order relationship.
  • A platform team evaluates ACP, MCP, and AP2 together to support discovery, data access, and authorized payment for agent-driven transactions.
  • A GEO team tests agentic commerce protocol support by confirming whether AI shopping agents can actually complete a delegated checkout with their products, not just recommend them.

Terms related to Agentic Commerce Protocol (ACP)

Agentic Commerce

Agentic commerce is a buying model where AI agents discover, compare, and buy products on behalf of users, shifting visibility to machine selection.

GEO

Agent Experience Optimization (AEO)

Agent Experience Optimization (AEO) structures a site so AI agents can discover, understand, trust, and act on a business in AI search and agentic workflows.

GEO

Model Context Protocol (MCP)

Model Context Protocol (MCP) is Anthropic's open standard for AI models to connect to external tools and data—core to agentic search and LLM tooling.

AI

Agentic Search

Agentic search is AI search that plans, browses, compares, uses tools, and completes multi-step research or transaction tasks on behalf of users.

GEO

AI Shopping

AI shopping is AI-powered product discovery, comparison, and purchasing inside conversational interfaces like ChatGPT, Perplexity, and Google AI Mode.

AI

AI Agents

Autonomous AI systems that plan, use tools, and execute multi-step tasks to achieve goals in agentic search and GEO workflows.

AI

Structured Content

Structured content is content organized with semantic hierarchies, consistent formatting, and Schema.org markup for search engines and AI search.

SEO

Merchant Center

Merchant Center is Google's product feed infrastructure that gives Google, Bing, and AI shopping answers accurate product data.

SEO

OpenAI

OpenAI is the AI research company behind ChatGPT, current GPT models, o3 reasoning models, and DALL-E—the dominant force in consumer and enterprise AI.

AI

Agent Payments Protocol (AP2)

AP2 is Google's open protocol for agent-driven payments, using signed mandates to define what an AI agent is authorized to purchase in agentic commerce flows.

GEO

x402

x402 is an open protocol that revives the HTTP 402 status code so AI agents can pay for resources—shaping the economics of agentic search and GEO.

AI

Frequently Asked Questions about Agentic Commerce Protocol (ACP)

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ACP standardizes how AI agents and merchants exchange the data needed to complete a purchase inside a conversational surface, enabling delegated checkout—such as buying from a merchant directly within ChatGPT—through a secure, consistent interface introduced by OpenAI and Stripe.

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